How do I…?

How do I purchase savings bonds in TreasuryDirect?
How do I redeem savings bonds being held in my TreasuryDirect account?
How do I buy a gift savings bond in TreasuryDirect?
How do I deliver a gift savings bond?
How do I open an account for a minor?
How do I purchase marketable securities in TreasuryDirect?
How do I edit the payment destination of marketable securities?
How do I transfer savings bonds from my TreasuryDirect account to another TreasuryDirect account?
How do I transfer securities from Legacy Treasury Direct to TreasuryDirect?
How do I transfer marketable securities out of my TreasuryDirect account?
How do I sell a marketable security that is in my TreasuryDirect account?
How do I reinvest the proceeds of a maturing security in my TreasuryDirect account?
How do I cancel pending purchases and reinvestments in my TreasuryDirect account?
How do I redeem my Zero-Percent C of I?
How do I redeem my Payroll Zero-Percent C of I?
How do I convert my paper savings bonds into electronic savings bonds?
How do I add a secondary owner or beneficiary to my securities?
How do I grant View and Transact Rights to securities held in my TreasuryDirect account?
How do I redeem a security for which I have transact rights?
How do I receive my tax statement?
How do I open a custom linked account?


How do I purchase savings bonds in TreasuryDirect?

NOTE:  All Savings Bonds are issued in electronic form; no paper bonds are issued.

You may purchase savings bonds by using the Payroll Savings Plan, BuyDirect® or Purchase Express.

The Payroll Savings Plan:

The Payroll Savings Plan feature allows individual primary account-holders to make recurring purchases of electronic Series EE and Series I Savings Bonds, funded by a payroll allotment/direct deposit from their employer.

Note: You must first set up a Payroll Savings Plan in your TreasuryDirect account. After you set up your plan, start your payroll allotment/direct deposit with your employer.

Here’s how to set up your Payroll Savings Plan:

The incoming credits from your payroll office will result in the purchase of a Payroll Zero-Percent Certificate of Indebtedness (Payroll C of I) within your TreasuryDirect account. Each time your Payroll C of I balance reaches your designated Purchase Amount, a savings bond will be issued.

Making changes to an established Payroll Savings Plan. If you have already established your Payroll Savings Plan and wish to edit your registration, product type, or purchase amount, click the Edit My Payroll Savings Plan link on the ManageDirect page.


BuyDirect:


Purchase Express.  Purchase Express allows you to use your preferred registration and banking information to quickly purchase securities. Here’s how:


Savings bond purchases are generally issued to your TreasuryDirect account within one business day of the purchase date. If you select a non-business day as your purchase date, we will change it to the next available business day.

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How do I redeem savings bonds being held in my TreasuryDirect account?

Note: United States Savings Bonds must be held for a minimum of one year from their issue date before they are eligible to be redeemed.

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How do I buy a gift savings bond in TreasuryDirect?

It is important to note some things about gift savings bonds in TreasuryDirect:

  1. Gift savings bonds are issued only in electronic form.
  2. The recipient of a gift savings bond must have a TreasuryDirect account before you can deliver the bond to him or her. In the interim, you can hold the bond in the Gift Box area of your TreasuryDirect account.
  3. You must wait five business days after the purchase date to deliver a gift savings bond.
  4. Gift savings bonds are not available in entity accounts and marketable securities are not available for purchase as gifts.
  5. When purchasing gift savings bonds using the Payroll Savings Plan, be sure to choose or create the correct gift registration when you establish or edit your Payroll Savings Plan.

To buy gift savings bonds, follow these instructions:

Gift savings bond purchases are generally issued to the Gift Box in your TreasuryDirect account within one business day of the purchase date. If you select a non-business day as your purchase date, we will change it to the next available business day.

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How do I deliver a gift savings bond?

Note: The recipient of a gift bond must have his or her own TreasuryDirect account. You must wait five business days after the purchase date to deliver a gift savings bond. Gift bonds may not be delivered to an entity account.

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How do I open an account for a minor?

A Minor account is a custodial account you may establish for a child under the age of 18 if you are a parent or person providing chief support of the child. You may purchase, redeem, receive gifts, and perform other transactions within an individual account on behalf of the minor. You can even create a customized name, such as "Ben’s College Fund," for the account. When the minor reaches age 18 and establishes a Primary TreasuryDirect account, you may de-link the securities from the Minor account to move them to the new Primary account.  Note:  Minor accounts are not available in entity accounts.  To open an account for a minor within an individual account:

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How do I purchase marketable securities in TreasuryDirect?

You may purchase marketable securities by using either BuyDirect or Purchase Express:

BuyDirect:

Purchase Express. Purchase Express allows you to use your preferred registration and banking information to quickly purchase securities. Here’s how:

Note: You cannot schedule reinvestments using Purchase Express.

The security purchases are generally issued to your TreasuryDirect account within a week of the auction date.

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How do I edit the payment destination of marketable securities?

You may edit the interest and/or maturity payment destination of your marketable securities by following the instructions below:

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How do I transfer savings bonds from my TreasuryDirect account to another TreasuryDirect account?

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How Do I Transfer Securities from Legacy Treasury Direct to TreasuryDirect

Transferring securities from your Legacy Treasury Direct account to your TreasuryDirect account is just a few steps:

  1.  Open an account in TreasuryDirect and note your new TreasuryDirect account number which you'll receive in your e-mail from TreasuryDirect within minutes after you complete the application for an account.  (If you already have a TreasuryDirect account, skip this step.)
  2. Download the PD F 5179 from the Forms page on TreasuryDirect at http://www.treasurydirect.gov/NC/FoRMSHome?FormType=TDF&site=indiv.     The form is the second to the last one listed on the page.
  3. Fill out the PD F 5179 form – there are detailed instructions starting on page 3 of the form.   In the form’s section 3, check the box for “Transfer to an Established On-Line TreasuryDirect Account Number”.    Be sure to enter the account number for your new TreasuryDirect account, as well as your Social Security Number (for an individual account) or Taxpayer Identification Number (for an entity account, such as a trust).
  4. Your signature on Page 2 must be certified by an authorized certifying official.  Certification by a Notary public is NOT acceptable.   Acceptable certifications include a financial Institution’s Official Seal or Stamp (such as Corporate Seal, Signature Guaranteed Stamp, or Medallion Stamp). Brokers must use a Medallion Stamp.
  5. Once you have completed the form and signed it in the presence of an authorized certifying official, send the form to the Bureau of the Public Debt at the address shown on page 4 of the form under the “Where to Send” section.
  6. Check your account periodically to see if your request has been processed.

How do I transfer marketable securities out of my TreasuryDirect account?

Marketable securities purchased through TreasuryDirect are eligible for transfer any time after the initial 45-day holding period after the issue date. Securities may be transferred to another TreasuryDirect account or to a broker/dealer account. See Learn more about Marketable Security Transfers

Note:

You may transfer securities to another TreasuryDirect account by taking the following steps:

You may transfer securities to a broker/dealer account by taking the following steps:

Note: External transfer (transfers of securities to a broker/dealer account) requests require the financial institution’s routing number, and the receiving account name and identifying information to complete the transfer. We encourage you to contact the receiving financial institution for the correct information.

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How do I sell a marketable security that is in my TreasuryDirect account?

You cannot sell a marketable security directly from your TreasuryDirect account. To sell a marketable security that is in your TreasuryDirect account, you must transfer the security to a broker/dealer account. The broker/dealer can sell the security for you. See How do I transfer marketable securities out of my TreasuryDirect account?

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How do I reinvest the proceeds of a maturing security in my TreasuryDirect account?

Scheduling reinvestments when making your original purchase. You may schedule the reinvestment of a marketable security by completing the "Schedule Reinvestment" section on the BuyDirect® page when making your original purchase.

Scheduling reinvestments after making your original purchase. If you have an original or reinvested security which has no reinvestments scheduled, you may request reinvestment of the security prior to its maturity.

Note: To change the number of scheduled reinvestments for a security, select the Edit Reinvestments link on ManageDirect.

See Learn more about Reinvesting Maturing Proceeds.

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How do I cancel pending purchases and reinvestments in my TreasuryDirect account?

Pending purchases and reinvestments include securities that have not been issued to the investor’s current holdings or gift box. Since pending purchases cannot be edited, they must be deleted, and new purchases scheduled. There are restrictions, however. Marketable securities, for example, can only be deleted prior to the close of the auction. Savings bonds and Zero-Percent Certificates of Indebtedness can be deleted up to 11:59 p.m. Eastern Time, the day before issue. Instructions are provided below concerning how to delete pending purchases.

To change the number of scheduled reinvestments or to delete scheduled reinvestments not yet in pending status:

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How do I redeem my Zero-Percent C of I?

You can schedule redemption of your Zero-Percent C of I in full or schedule a partial redemption using the procedure described below.

The Redemption Confirmation page will be displayed, which indicates your redemption request is completed. You may wish to print a copy of this page for your records.

The payment destination you selected should be credited within two business days of the redemption date.

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How do I redeem my Payroll Zero-Percent C of I?

You can schedule redemption of your Payroll Zero-Percent C of I in full or schedule a partial redemption using the procedure described below.

The Payroll Zero-Percent C of I Redemption Confirmation page will be displayed, which indicates your redemption request is completed. You may wish to print a copy of this page for your records.

The payment destination you selected should be credited within two business days of the redemption date.

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How do I convert my paper savings bonds into electronic savings bonds?

Before you can convert your paper savings bonds, you must first create a Conversion Linked Account:

The name for the Conversion account "My Converted Bonds", followed by its TreasuryDirect account number, appears in the top right corner of the Account Info page. The two arrows let you know that you're currently viewing the Conversion account. To go back to your primary account, click the link above the conversion account number.

Step 1 - Getting Started

Step 2 - Adding Registrations to Your Conversion Linked Account (individual accounts only – does not apply to entity accounts)

Minors

If you wish to convert bonds on which your minor child is named as a co-owner with you--the Primary Account owner--and you wish to deliver the bonds to a Minor Linked Account in the name of the minor, provide this information in the Comments field when you enter the Security Information on the Add a Bond page. Once the bonds are converted, they will appear in your child's Minor Linked Account.

If you do not provide the instructions before the bonds are converted, transferring the bonds from your account to an account with a different taxpayer identification account number--such as your child's Minor Linked account--is reported to the IRS for the tax year in which the transfer occurs. The Minor Linked Account must be established before converted bonds may be delivered to the account. If you wish to create an account for your minor child, select Establish a Minor Linked Account under Manage My Linked Accounts on the ManageDirect page in your Primary Account.

Deceased registrant

If anyone listed on the bonds is deceased, omit their name from the registration. You will need to submit a certified copy of the death certificate. (Other evidence might be required also.) The bonds will be converted in the surviving registrant's name alone.

Procedure to add registrations

Step 3 - Adding the Bonds to Your Conversion Linked Account